Remco Auto Insurance Review
From property and life to business and auto insurance, this Texas-based company has been ensuring Texans are well-protected since 1987.
Updated: October 10, 2023 // Insurance
Who is Remco Insurance?
Born and bred in Texas, Remco Insurance is a small but capable insurer catering to the Lone Star State. With its roots deep in the local community, Remco has been providing reliable coverage for Texans for over three decades.
What Type of Insurance Does Remco Offer?
At its core, Remco caters to the mandatory auto insurance needs of Texas residents with liability insurance, ensuring that damages to other drivers, cars, and passengers are compensated in case of accidents. But Remco doesn't stop there - it goes beyond the bare minimum. From collision and comprehensive coverage to Medical Payments and Uninsured Motorist coverage, Remco has got you covered. They also offer Roadside Assistance for non-accident issues and cater to niche needs with SR-22 coverage, Non-Owners Insurance, and Antique and Classic Cars Insurance.
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1. Collision Coverage
Collision coverage protects your vehicle against damages incurred during an accident.
2. Comprehensive Coverage
Comprehensive coverage compensates you for damages resulting from non-accident incidents like hail damage, flooding damage, and vandalism.
3. Medical Payments (Personal Injury Protection)
If you or your passengers require medical treatment after an auto accident, this coverage will be there to help.
4. Uninsured Motorist Coverage
This coverage provides additional compensation if an uninsured or underinsured driver is at fault in an accident.
5. Roadside Assistance
For non-accident auto issues like dead batteries, jump-start needs, or flat tires, Remco's roadside assistance has you covered.
6. SR-22 Coverage
SR-22 Coverage is designed for Texas drivers whose licenses have been suspended or revoked in the past.
7. Non-Owners Insurance
This policy protects you and the vehicle while you're driving a borrowed or rented vehicle.
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Beyond Auto: Other Insurance Products
Property, Life, and Business Insurance Coverage
As a comprehensive insurance provider, Remco extends its services beyond auto, providing Property, Life, and Business Insurance. Catering to homeowners, business owners, and individuals, Remco's varied insurance plans ensure that every aspect of your life is well-protected.
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Potential Policyholder Discounts
While Remco doesn't publicly list discount opportunities, this doesn't rule out the possibility. Potential customers are encouraged to inquire about available discounts during the quote process. Military personnel, seniors, safe drivers, low mileage drivers, and good students could be eligible for savings.
Bundling Options with Remco
Interested in more than just auto insurance? Remco's got you covered with a diverse array of insurance products. Whether it's Motorcycle and ATV insurance, Boat and watercraft insurance, Homeowners insurance, Renters insurance, Flood insurance, or Life insurance, you can get it all under Remco's roof. And if you bundle your insurance you tend to save on your monthly premium.
Remco's Special Programs
Special programs provided by insurers can be beneficial to policyholders. While it's unclear whether Remco offers such programs, the small size of the insurer can lend itself to more personalized services and negotiation leeway.
Remco Insurance's Industry Standing
Unlike larger, more mainstream insurance companies, Remco is not rated by national third-party rating agencies like AM Best or S&P Global. On the Better Business Bureau (BBB) website, based on 49 customer reviews, Remco currently ranks at an impressive 4.96 out of 5 stars. Additionally, Remco's commitment to responding to customer reviews indicates their dedication to customer service and maintaining a positive reputation.
Why Choose Remco Insurance?
Remco brings a host of benefits for Texans, with its variety of coverage options, potential for bundling, and commitment to customer service. However, the lack of transparent discount and special program information may require extra effort from potential policyholders.
Is Remco Right for You?
If you're a Texan seeking comprehensive insurance coverage from a local company with deep community roots, Remco may be the perfect fit. Make sure to speak with an agent to get the best deal and understand potential discounts and special programs.
The Verdict on Remco Auto Insurance
If you're a Texan driver in need of insurance coverage, Remco Auto Insurance is worth considering. With a variety of policy options and a focus on serving the state of Texas, they strive to meet your insurance needs effectively. While Remco's discount opportunities aren't publicly available, it's always wise to inquire with an agent and explore potential savings. Remember, bundling your policies may offer additional benefits, so make sure to discuss your options thoroughly.
Remco Auto Insurance FAQs
As of now, Remco Insurance primarily serves the state of Texas.
Remco provides SR-22 coverage, specifically for Texas drivers with past license suspensions or revocations, otherwise known as high-risk drivers.
Yes, in most cases, you can switch insurers before your current policy term ends. However, before making the switch, be aware of any potential fees or consequences.
Disclaimer: The writers of this article may have used artificial intelligence to help them with some of the material. It should not be a replacement for professional help.
Sources:
- Auto Insurance, Renters Insurance, Home Insurance - Remco Insurance. (n.d.). Auto Insurance, Renters Insurance, Home Insurance - Remco Insurance. https://www.remco.com/